Money tends to be tight on maternity leave, so here are a few easy ways to make your maternity pay stretch further (& pay for your workouts & massages!)
Note: Nothing in this article should be construed as financial advice. This is purely a collection of deals and money saving opportunities for you to appraise and consider that I have personally used. Some of them offer kick backs for sharing and so you can do this with your family & friends to earn even more.
- Don’t underestimate how much money you can make by doing your “normal” online shopping via a cash back website. (So you go onto one of the websites below, find the retailer you want to buy from and click through to their official site from the cash back site instead of going directly.) I’ve made over £2,000 now using sites like this and there’s no risk or catch involved. You can have accounts with all 3 if you want to (as I do) and use the one that benefits you most each time, or just pick one and watch the £ add up.
- Quidco you get a free £10 for signing up via this link which is payable once you’ve earned £5 in cash back
- KidStart is the only place I’m aware of that pays cash back on Amazon purchases, albeit into a bank account for your children, but it’s still money back to you and better in your pocket than theirs.
- Switch your current account regularly. It really is super simple and straightforward to do and most banks pay upwards of £100 for your business. Websites like www.moneysavingexpert.com are perfect for helping you to find the best deal.
- Similarly, switch your gas and electricity regularly to make sure that you’re getting the best price. I’m currently using Octopus because their prices are great and they’re the Which? Recommended Energy Supplier for 2019 so a win-win. Using my link you can also get £50 credit when you switch and there’s no tie-in.
- Various fresh food providers give a fab experience in terms of delivering nutritious meals to your door, but they can be pricey. Keep the price down by signing up via referral links, sharing them with friends (so you both benefit) and periodically deactivating your account so that they send you offers to rejoin.
I’ll add more ideas as I think of them, but the final thing to note is that there are increasingly sophisticated apps out there, which are fabulous at helping you to save and manage your money.
- Chip securely connects to your bank account and cleverly calculates how much you can afford to save without it impacting your life and then automatically makes that transfer for you, paying up to 5% interest on your account. (You can get your money out at any time too, should things change). Sign up using code QDAS69 to get 1% interest initially.
- Emma is a great free budgeting tool which helps you to see all of your accounts in one place and so helps you to avoid overdrafts, find wasteful subscriptions and gives the control you need over your finances.
- Curve offer a free blue debit card that you can link to as many of your debit and credit cards as you like. The impact being that you only ever need to carry one card with you to pay for everything and you choose on the app which account it should then take the money from. You get £5 free with this link if you use promo code DWGGJG4E